Could rates lift off again before Xmas? Here’s how to prepare
Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could…
Could you spot a property scam? Spoiler alert: over 2 in 5 can’t
Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and…
The silver lining of a cooling property market for home owners
While rising prices were the talk of the town not so long ago, the tide has started to turn, with property values beginning to soften – but it’s not all…
What’s a competitive rate right now? Nearly 50 lenders offer variable rates below 6%
Great news! Homeowners can breathe a sigh of relief, with the Reserve Bank of Australia (RBA) keeping the cash rate on hold in August. But just because the cash rate…
Was your offset account flagged in the ASIC investigation?
So it turns out some mortgage offset accounts haven’t been working as intended, according to a recent investigation. Here’s how to check if your home loan offset account has actually…
How to avoid this common home buyer trap
Waiting for home prices to ‘bottom out’ before buying may seem like a smart strategy but it could work against you. Here are the risks of holding out and hoping…
Great news for buyers: property listings spike, FOMO dials down
Things are looking up for homebuyers. New listings are on the rise, and that can mean more choice and less FOMO pressure for buyers. Here’s how the shift in today’s…
Lenders cut rates as competition heats up
The Reserve Bank may have kept rates on hold in June, but a growing number of lenders have cut their home loan interest rates. This could be your sign to…
Bank of Mum and Dad: why a written agreement can make sense
With more first home buyers relying on family support to get into the market, we explain why it may be beneficial to put the details in writing if Mum and…
New financial year, new reasons to review your home loan
As the calendar flips over to July, now’s a good time to give your home loan a once-over. We look at five strategies that could help you save on interest…