16 ways the government should tackle housing affordability: report
Think property prices have gone a little bonkers? You’re not the only one. Which is why a report with 16 recommendations to tackle housing affordability has just been plonked on…
What’s your debt-to-income ratio? And why do lenders care about it?
New data from the lending watchdog reveals almost one in four new mortgages are risky. How are they deemed risky? Well, it’s got something to do with your debt-to-income ratio,…
Flood victims can defer loan repayments for up to 3 months
Home and business owners impacted by the floods in New South Wales and Queensland can apply to their lender for a three-month loan deferral or reduced payment arrangement. Here’s how…
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Why the First Home Loan Deposit Scheme (FHLDS) is your best bet at owning your home right now
The Australian government has made sure that its citizens have decent housing they can call their own-with no fuss to it. Thanks to The New Home Guarantee and First Home…
The Effect Of The Increase In Bank Loan Buffer Rate To Home Buyers And Property Sellers
As the lockdown is being lifted up, it is expected that property prices may increase and many will take the chance of bringing home the keys after an auction sale.
How Does The Change On The Loan Buffer Rate Affect Home Owners?
The announcement by The Australian Prudential Regulation Authority (APRA) regarding the change on the assessment rate from 2.5 % p.a to 3.0% p.a. has been the talk of the town…
How Do Homeowners Cope Up With The Increasing Apra Assessment Rate And The Bull Market
With the current bull market and the ongoing pandemic, The Australian Prudential Regulation Authority (APRA) announced that all Australian Deposit Institutions (ADI’s) should be operating with a serviceability assessment of…
Why do you need a broker?
Many home buyers who haven’t sought a broker’s expertise to guide them, unfortunately fall into buying what they want rather than buying what they need.
Low income? Here’s how you can invest
No matter how much you earn, building finances take time. This is why investing in a property or buying a house seems to be a privilege for the rich. But…
Financial options you can consider in a difficult situation
The world keeps on changing. You can never tell when you might get caught in an emergency situation. Today, the COVID-19 outbreak is prompting everyone to overcome certain difficulties, both…